Prepared for: Strathcona Dental Clinic
Lead Dentists: Dr. Devon Laatsch, DDS and Dr. Abdul Wehbe, DDS
Location: 8225 105 St NW #303, Edmonton, AB T6E 4H2, Canada
Last Updated: May 17, 2026
Clinical Note: This article is for general education only and does not replace a dental exam, diagnosis, financial advice, insurance confirmation, or a personalized treatment plan.
Introduction
Understanding your payment options can make dental care feel more manageable. Whether you are planning a routine visit, exploring cosmetic dentistry, considering dental implants, or booking treatment after a dental emergency, it helps to know what financing and payment support may be available before your appointment.
At Strathcona Dental Clinic, we provide dental care for patients in Edmonton, Alberta, including Old Strathcona, Garneau, Queen Alexandra, Ritchie, the University Area, and nearby South Edmonton communities. Our clinic is located at 8225 105 St NW #303, Edmonton, AB T6E 4H2.
Strathcona Dental Clinic has partnered with Dentalcard through iFinance to offer monthly payment plans for eligible patients. Patients can apply online through Dentalcard, receive a decision, and review flexible financing terms before moving forward with treatment. Dentalcard describes its program as offering online applications, instant approval, affordable monthly payments, and flexible plans.
Quick Answer Summary
Quick Answer:
Strathcona Dental Clinic offers dental financing options in Edmonton through its partnership with Dentalcard by iFinance. Eligible patients may apply online for monthly payment plans, with Dentalcard offering instant decisions and flexible terms. Financing approval, payment amounts, interest rates, and eligibility depend on Dentalcard/iFinance requirements and individual application details.
Who This Article Is For
This article is for patients and families in Edmonton, Alberta who are looking for information about dental payment options, monthly financing plans, insurance, CDCP, or treatment planning before booking an appointment.
It may be helpful if you are:
- Searching for dental financing in Edmonton
- Looking for monthly dental payment plans
- Planning treatment such as dental implants, crowns, veneers, dentures, or emergency dental care
- Asking whether Dentalcard financing may be available
- Comparing CDCP, insurance, out-of-pocket payment, and third-party financing options
- Looking for a dentist near Old Strathcona, Whyte Avenue, Garneau, Queen Alexandra, or the University of Alberta area
What You’ll Learn
In this guide, you’ll learn:
- What dental financing means
- How Dentalcard monthly payment plans may help eligible patients
- What types of dental treatments may qualify for financing
- How financing, insurance, and CDCP may work together
- What payment options are available at Strathcona Dental Clinic
- What questions to ask before applying for dental financing
- How to book an appointment with Strathcona Dental Clinic in Edmonton
What Is Dental Financing?
Dental financing is a payment option that allows eligible patients to divide the cost of dental treatment into monthly payments instead of paying the full amount at once.
This can be helpful when treatment is needed or preferred, but the cost is not fully covered by insurance, CDCP, or personal savings. Financing may be used for a wide range of dental care depending on the lender’s approval process, treatment type, and individual application details.
At Strathcona Dental Clinic, financing is offered through a third-party provider. The clinic’s financing page notes that Strathcona Dental works with iFinance to help make elective smile improvements and necessary dental treatments more manageable for patients.
Strathcona Dental Has Partnered with Dentalcard: Get Care Now, Pay Later
Strathcona Dental Clinic has partnered with Dentalcard to offer patients access to monthly dental payment plans.
Dentalcard is part of iFinance Canada and provides dental financing for patients who want to apply for treatment financing online. Dentalcard states that patients can apply online, receive instant approval, and access affordable monthly payments with flexible plans.
Dentalcard may be used for dental treatments such as:
- Orthodontic treatments
- Invisalign clear aligners
- Teeth whitening
- Dental veneers
- Dentures
- Dental implants
- Emergency dental care
- Other eligible dental services
Dentalcard also states that financing may include easy monthly payments spread over 12 to 72 months, depending on approval and plan details.
Important note: Financing is provided by Dentalcard/iFinance, not directly by Strathcona Dental Clinic. Approval, loan amount, interest rate, repayment terms, and eligibility are determined by Dentalcard/iFinance.
How Dentalcard Financing Works
Dentalcard describes its process as simple and online. In general, patients can:
1. Apply Online
Patients submit a financing application online through Dentalcard/iFinance. Dentalcard states that the application can be completed 100% online.
2. Receive a Decision
Dentalcard states that patients may receive instant approval after applying. Approval depends on the lender’s review and individual application information.
3. Review the Payment Plan
If approved, patients can review the monthly payment plan, financing terms, and repayment details before deciding whether to proceed.
4. Book or Continue Treatment Planning
Once financing is arranged, patients can work with Strathcona Dental Clinic to plan the appropriate appointment or treatment sequence based on their dental needs.
What Dental Treatments Can Financing Help With?
Dental financing may be considered for many types of care, especially when the treatment cost is larger than expected or when insurance does not cover the full amount.
At Strathcona Dental Clinic, financing may be relevant for services such as:
Dental Implants
Dental implants can involve multiple stages, including consultation, imaging, implant placement, restoration planning, and follow-up care. Financing may help eligible patients plan treatment over monthly payments.
Helpful link to learn more: Dental Implants in Edmonton
Restorative Dentistry
Restorative treatments such as dental crowns, bridges, inlays, onlays, dentures, and full-mouth reconstruction can vary in cost depending on treatment needs.
Helpful link to learn more: Restorative Dentistry in Edmonton
Cosmetic Dentistry
Cosmetic treatments such as teeth whitening, porcelain veneers, cosmetic bonding, and smile makeovers are often elective and may not be fully covered by insurance. Financing may help eligible patients explore their options.
Helpful link to learn more: Cosmetic Dentistry in Edmonton
Emergency Dentistry
Unexpected dental issues such as broken teeth, dental trauma, severe tooth pain, lost fillings or crowns, and emergency root canal needs can create unplanned expenses. Financing may help eligible patients manage unexpected dental treatment costs.
Helpful link to learn more: Emergency Dentist in Edmonton
Dental Financing, Insurance, and CDCP: How They May Work Together
Payment planning can look different for every patient. Some patients use insurance. Some may be eligible for the Canadian Dental Care Plan. Others may use personal payment methods, third-party financing, or a combination of options.
Strathcona Dental Clinic’s financing page notes that the clinic works with both CDCP insurance and a third-party lender, iFinance, to help make dental care more accessible.
Here is how these options may differ:
Dental Insurance
Private dental insurance may cover part of your treatment depending on your plan, annual maximum, deductible, procedure codes, and insurer rules. Coverage varies, so patients should confirm details before treatment.
Canadian Dental Care Plan
The Canadian Dental Care Plan may help eligible patients access covered dental services. Eligibility and coverage are determined by the CDCP program, not the clinic. Some services may require preauthorization or may not be fully covered.
Dentalcard Financing
Dentalcard financing may help eligible patients pay for dental care over monthly payments. Financing terms, approval, and repayment details are determined by Dentalcard/iFinance.
Other Payment Options
Strathcona Dental Clinic’s financing page notes that the clinic accepts most major credit cards, personal cheques, money orders, and cash payments.
Benefits of Asking About Dental Financing Before Treatment
Asking about financing before treatment can help you feel more prepared and informed.
Patients may benefit from discussing payment options because it can help them:
- Understand estimated treatment costs before moving forward
- Compare insurance, CDCP, personal payment, and financing options
- Ask whether a phased treatment plan may be appropriate
- Review monthly payment options if eligible
- Avoid delaying questions about cost until the day of treatment
- Make informed decisions based on their oral health needs and budget
A dental exam or consultation is still needed to determine which treatment options may be appropriate. Costs can vary depending on the treatment recommended, materials used, number of appointments, insurance coverage, CDCP eligibility, and financing approval.
Questions to Ask Before Applying for Dental Financing
Before applying for financing, it may help to ask the dental team and the financing provider a few practical questions.
Consider asking:
- What treatment is being recommended and why?
- Is this treatment urgent, elective, preventive, restorative, or cosmetic?
- Is any portion covered by insurance or CDCP?
- What amount may need to be paid out of pocket?
- Can the treatment be completed in phases?
- What monthly payment options may be available through Dentalcard?
- What are the interest rate, repayment term, and total repayment amount?
- Are there any fees, penalties, or repayment conditions?
- Who should I contact if I have questions about the financing agreement?
Strathcona Dental Clinic can help answer dental treatment and appointment questions. Dentalcard/iFinance should be contacted directly for financing approval, terms, repayment details, and loan-specific questions.
Dental Care in Edmonton and Nearby Communities
Strathcona Dental Clinic is located in South Central Edmonton, in the Old Strathcona / Whyte Avenue district. Our clinic serves patients from Strathcona, Garneau, Queen Alexandra, Ritchie, Allendale, Parkallen, University Area, McKernan, Belgravia, Bonnie Doon, King Edward Park, and nearby Edmonton communities.
Patients may find the clinic convenient when travelling near Whyte Avenue, 105 Street NW, 109 Street, the University of Alberta, University of Alberta Hospital, Kinsmen Sports Centre, and the surrounding South Edmonton area.
Whether you are planning routine dental care, asking about a larger treatment plan, or exploring monthly payment options, our team can help you understand the next steps before you book.
When Should You Call Strathcona Dental Clinic?
You should contact Strathcona Dental Clinic if you have questions about dental financing, insurance, CDCP, treatment planning, or which appointment type may be appropriate for your needs.
A dental exam is the best way for the dentist to assess your oral health and recommend next steps. This article is for general education only and does not replace a diagnosis, dental exam, financial advice, insurance confirmation, or a personalized treatment plan.
Helpful Strathcona Dental Clinic Resources
Frequently Asked Questions
Do you offer dental financing in Edmonton?
Yes, Strathcona Dental Clinic offers access to dental financing in Edmonton through Dentalcard by iFinance. Eligible patients may apply online for monthly payment plans. Approval, financing amount, interest rate, and repayment terms are determined by Dentalcard/iFinance.
What is Dentalcard?
Dentalcard is a dental financing program from iFinance Canada that offers monthly payment options for eligible dental patients. Dentalcard states that it provides online applications, instant approval, affordable monthly payments, and flexible plans.
Can I use Dentalcard for dental implants in Edmonton?
Dentalcard lists dental implants as one of the treatment types that may be financed through its dental financing program. Eligibility and approval depend on Dentalcard/iFinance and your individual application details. Strathcona Dental Clinic can help you plan a dental implant consultation in Edmonton.
Can dental financing be used for cosmetic dentistry?
Dentalcard lists treatments such as teeth whitening and dental veneers as examples of dental services that may be eligible for financing. Cosmetic treatment recommendations depend on your oral health, goals, and dental exam findings.
Does CDCP cover all dental treatment costs?
CDCP coverage depends on the program’s eligibility rules, covered services, co-payment requirements, and any required preauthorization. Strathcona Dental Clinic can help answer general CDCP questions, but eligibility and coverage decisions are determined by the program.
Can I combine insurance, CDCP, and financing?
In some cases, patients may use more than one payment option, such as insurance, CDCP, personal payment, or third-party financing. The best option depends on your coverage, treatment plan, eligibility, and financing approval. Contact Strathcona Dental Clinic to discuss appointment planning and payment questions.
Key Takeaways
- Strathcona Dental Clinic offers dental financing options in Edmonton through Dentalcard by iFinance.
- Dentalcard offers online applications, instant approval, affordable monthly payments, and flexible financing plans for eligible patients.
- Financing may be considered for dental implants, emergency dental care, cosmetic dentistry, dentures, veneers, Invisalign, and other eligible services.
- Insurance, CDCP, personal payment, and financing may each play a role depending on the patient’s situation.
- A dental exam or consultation is needed to understand treatment options and estimated costs.
- Strathcona Dental Clinic serves patients from Old Strathcona, Garneau, Queen Alexandra, Ritchie, the University Area, and nearby Edmonton communities.
Conclusion
Dental financing can help patients feel more prepared when planning dental care. Whether you are considering dental implants, cosmetic dentistry, restorative treatment, emergency dental care, or routine appointments, understanding your payment options can make the process easier to navigate.
At Strathcona Dental Clinic in Edmonton, Alberta, patients can ask about Dentalcard monthly payment plans, CDCP, insurance, and accepted payment methods before moving forward with treatment. Our team is here to help you understand your options, answer general payment questions, and guide you through the next step in your care.
Located in Old Strathcona near Whyte Avenue and the University Area, Strathcona Dental Clinic welcomes patients from South Edmonton and surrounding communities.
Address: 8225 105 St NW #303, Edmonton, AB T6E 4H2, Canada
Phone: (587) 853-5562
Website: https://strathconadental.ca
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